MHO- 3
Mobile and Manufactured Homes
Mobile Homeowners (MHO-3, MW-2)
Covers mobile and manufactured homes. The owner must live in the home as their primary residence. Policy coverage includes the mobile home, other structures on the property, and the owner's personal property, and provides additional living expense and personal liability coverage.
Mobile Home Dwelling Fire (MDP-1, MD-1)
This policy is available for tenant- occupied properties and properties that otherwise may not qualify for an MHO-3 or MW-2 policy. It provides coverage for the dwelling, other structures on the property, personal property, and loss of rent or additional living expenses. Coverage for tenant or renter's contents and liability is available.
Mobile Home Tenant/Renters Contents (MHO-4)
This coverage is available to renters or tenants of a mobile or manufactured home. It covers the renter or tenant's personal property, additional living expenses and personal liability. It does not provide coverage for the structure itself.